Terms & Conditions

Welcome to Finkarma. By accessing and using our website and services, you agree to comply with and be bound by the following terms and conditions. These terms apply to all users of the site, including subscribers and visitors. Please read them carefully.

1. General Terms

1.1 Acceptance of Terms: By subscribing to our services, you accept these terms and conditions in full. If you disagree with any part of these terms, please refrain from using our services.

1.2 Modification: Finkarma reserves the right to modify these terms at any time. Any changes will be posted on this page, and your continued use of our services constitutes acceptance of the modified terms.

1.3 Communication: By subscribing, you consent to receive communications from Finkarma regarding your account, subscription, and updates related to our services.

2. Subscription

2.1 Eligibility: You must be at least 18 years old to subscribe to our services.

2.2 Subscription Plans: We offer various subscription plans with distinct features and benefits, as described on our subscription page.

2.3 Payment: Subscription fees are payable in advance. We accept payments through our secure payment gateway, which supports major credit and debit cards. All prices are inclusive of applicable taxes.

2.4 Renewal and Cancellation: Subscriptions automatically renew at the end of each billing cycle unless canceled prior to the renewal date. You can manage your subscription settings, including cancellation, through your account.

2.5 Refund Policy: We offer a pro-rated refund policy within the first 7 days of a new subscription. For any refund requests, please contact our support team.

3. Use of Services

3.1 Personal Use: Our services are intended for personal, non-commercial use only. Sharing your account or content with others is prohibited.

3.2 Prohibited Activities: You agree not to:

• Use our services for any unlawful or unauthorized purposes.
• Attempt to disrupt the security, functionality, or integrity of our website and services.
• Engage in activities that could harm Finkarma or other users.

3.3 Account Security: You are responsible for maintaining the confidentiality of your account information, including your password. Please notify us immediately of any unauthorized use of your account.

4. Intellectual Property

4.1 Ownership: All content provided by Finkarma, including articles, analyses, webinars, and educational materials, is the property of Finkarma and protected by intellectual property laws.

4.2 License: You are granted a limited, non-exclusive, non-transferable license to access and use our content for personal use only. Redistribution or resale of our content is strictly prohibited.

5. Disclaimer and Limitation of Liability

5.1 No Financial Advice: The information provided by Finkarma is for informational purposes only and should not be considered financial advice. We do not guarantee the accuracy, completeness, or usefulness of any information provided.

5.2 Limitation of Liability: Finkarma is not liable for any direct, indirect, incidental, or consequential damages or losses resulting from your use of our services. Use our services at your own risk.

6. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of India. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of India.

7. Contact Information

If you have any questions or need further assistance, please contact us at finkarma.in.